Have questions?
We've got answers.
If Rich Cycles Capital makes an offer to lend to my business, am I obligated to accept it?
No. A quote is simply an offer, nothing more. You can walk away at any time. When we make an offer, we’re simply stating what we are willing to lend to the business. You are not required to accept the offer under any circumstances!
What kinds of businesses can you fund?
We service over 750 different business types, including (but not limited to) the cannabis industry in states where it is legalized. If you are a legal business, the chances are we can get you working capital.
Do you charge a fee to apply for working capital?
No, It's that simple.
We Specialize in Merchant Cash Advances, Business Loans, Working Capital Advances, Lines Of Credit, Term Loans, Equipment Financing, Real Estate Loans, Large Financial Acquisitions & even Micro or Bridge Funding. No Business Use Restrictions!
After we speak to you and learn about your business and you complete an application we can usually quote you within 1-48 business hours. If you like our offer, we can usually start the closing process within 24 business hours and send the transfer to your bank account within a couple of business days.
Yes, we look more at positive cash flow and the type of business when underwriting loans. We also have great resources to help build or repair your credit.
Yes, let us know that you already have other loans and give us the accurate balance of said loans. We may be able to get you to pay those off with our loan and help consolidate the debt, or give the business a loan regardless of the other outstanding balances.
This is determined on a case-by-case basis, as every business is different. The only way for us to accurately make an offer is for us to speak to you and for you to fill out an application and submit any documents the underwriter requests to make a decision. Our loans range from $10,000 - $100,000,000+.